FTMO drawdown calculator

This FTMO drawdown calculator is preloaded with FTMO's real Challenge rules. Pick your Challenge type, enter your account size and current balance, and see your exact Maximum Loss floor and the cushion left before it.

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Prop firm

Account size

Current balance

Highest EOD balance

Breach level

What this floor does to your odds over a whole challengeRun the challenge simulator →

How a static floor stacks up against the other four firms Prop firm comparison →

Cushion left: --
Buffer used: --

FTMO's Maximum Loss is a static 10% floor
on the 2-Step Challenge

FTMO calls its drawdown rule the Maximum Loss: a fixed 10% of your starting balance, set at the start of the Challenge.

On the 2-Step it is a static floor. A $100,000 account sits at $90,000 on day one, and it is still $90,000 whether you are down $500 or up $50,000.

The 1-Step Challenge is not static. FTMO's own trading objectives make its Max Loss an end-of-day trailing limit, recalculated at 00:00 CE(S)T from your highest daily closing balance and only ever rising. Set Program to 1-Step above and the calculator applies that rule instead, and asks for your highest daily close.

A static floor never locks a gain in, either. Grow a $100,000 account to $115,000 and your cushion is $25,000; give it back and you are on the same $10,000 allowance you started with — where a Topstep floor that has ratcheted to breakeven keeps you there.

Your loss allowance and profit target are both 10% at every size

Account	Profit target	Maximum Loss	Daily Loss Limit (2-Step)
$10,000	$1,000	$1,000 (static, 10%)	$500 (5%)
$25,000	$2,500	$2,500 (static, 10%)	$1,250 (5%)
$50,000	$5,000	$5,000 (static, 10%)	$2,500 (5%)
$100,000	$10,000	$10,000 (static, 10%)	$5,000 (5%)
$200,000	$20,000	$20,000 (static, 10%)	$10,000 (5%)

Every column is the 2-Step Challenge. On the 1-Step the Maximum Loss is still 10% but it trails your highest daily close rather than sitting still, and daily loss is capped at 3%, so a $100,000 1-Step account stops at $3,000 for the day. Sizes, targets and limits owner-verified against ftmo.com in July 2026 and re-checked against FTMO's trading objectives in September 2026. Firms adjust parameters without much notice, so confirm against FTMO's own rules before trading.

The 2-Step caps daily loss at 5% and the 1-Step at 3%

The Maximum Loss is not the only floor. FTMO runs a separate Daily Loss Limit, measured on your equity for the day and reset every trading day.

It is the tighter of the two on a fresh account, so it is the one that ends most attempts. That means you can be $8,000 clear of the Maximum Loss on a $100,000 Challenge and still fail it that day by breaching the $5,000 daily limit.

Size the trade against whichever number is closer today. The prop firm risk calculator takes both limits and returns the position size that survives them, and the prop firm challenge calculator runs 5,000 accounts against both at once.

The FTMO drawdown calculator cannot see your open trades

It works from FTMO's published Maximum Loss and the balance you type in. A position that is still open is invisible to it, so a floating loss can put you closer to the floor than your closed-trade balance shows.

FTMO changes its parameters from time to time. The figures here were checked against ftmo.com in July 2026 and again in September 2026, so confirm them before you trade against them. That link is a referral, which we disclose in the footer.

Related calculators

A static floor is only one of three rules in this market: the others are end-of-day trailing and real-time trailing, and the drawdown calculator puts all three on one account. What decides whether you ever meet the floor is risk per trade. Past it, the FTMO payout calculator handles the split, and the firm comparison lines this floor up against Apex and the futures firms.

Drawdown calculator, all firms

The same engine with every firm's rules, so you can see how FTMO's static floor compares to Topstep's end-of-day trailing or Apex's real-time version.

FTMO payout calculator

Your Maximum Loss floor is half the picture. See what your profit pays out once FTMO's 80% or 90% split and its reward rules are applied.

Consistency rule calculator

Check FTMO's Best Day Rule separately — it gates your payout, not your drawdown floor, and only applies to the 1-Step Challenge.

Common FTMO drawdown questions

Is FTMO’s drawdown static or trailing?

It depends which Challenge you took, and this is the detail most write-ups get wrong. On the 2-Step Challenge the Maximum Loss is static: a fixed dollar amount below your starting balance that never moves, however much profit the account makes. On the 1-Step Challenge it is an end-of-day trailing limit, recalculated at 00:00 CE(S)T from the highest balance any previous day closed at, and it only ever rises. Pick your Challenge in the Program dropdown on this page and the calculator applies the matching rule.

What is FTMO’s Maximum Loss?

10% of the account’s starting balance on both Challenge types. A $100,000 account has a $10,000 Maximum Loss, so a 2-Step floor sits at $90,000 for the life of the account. On the 1-Step the same $10,000 allowance is measured below your highest daily closing balance instead, so the floor rises behind your profit.

What is FTMO’s Daily Loss Limit?

It depends which Challenge you took. The 2-Step Challenge caps daily loss at 5% of the starting balance; the 1-Step Challenge caps it at 3%. On a $100,000 account that is $5,000 or $3,000. Either way it is measured on your equity for the day, resets every day, and can end a session on its own while the Maximum Loss floor is nowhere close.

Does FTMO’s Best Day Rule affect the drawdown floor?

No — the Best Day Rule is a payout-eligibility check, not a drawdown rule, and it only applies to the 1-Step Challenge. It caps how much of your profit can come from a single day before you can withdraw; it has no effect on where the Maximum Loss floor sits. Use the consistency rule calculator to check it separately.