Prop firm payout calculator

Prop firm payout calculator that shows what you keep after your profit split, including firms that scale the split up after a milestone. Enter your profit and split, or project several payouts forward to see the blended rate.

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Firm rules and pricing as last checked September 2026 — always confirm against your own account before you trade.

Split scaling
You keep
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Now the rule that decides whether that profit is payableThe consistency rule →

Firm keeps
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Effective split
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Prop firm payouts differ on the split, the schedule and the scaling

The profit split is what decides how much of your trading reaches your bank account.

Two traders can both make $3,000 in a month and walk away with very different amounts, because the split (and whether it scales up over time) differs by firm.

Four payout rules decide whether your profit is payable at all

The split decides your share of the profit. But several firm rules decide whether — and how much of — that profit is payable in the first place. The calculator shows the split; these are the rules to check before you count on the number.

01

The consistency rule

The payout rule that catches people most. Many firms require that no single trading day makes up more than a set share of your total profit (commonly somewhere around 20% to 50%, though it varies by firm). Hit your whole target on one lucky day and you can be blocked from withdrawing until you keep trading and bring that day back within the limit. It does not change your split; it decides how much profit is eligible for the split in the first place. Check your best day against it before you request.

02

Minimum trading days

Most firms require a number of active trading days (often around 5 to 10) before your first withdrawal, even if you reached the profit target far sooner. A day usually only counts if you actually place a trade that day.

03

First-payout threshold and buffer

Some firms hold the first payout until you have built a profit buffer above your starting balance, or reached a minimum withdrawal amount. Until you clear it, the money shows as profit but cannot leave the account yet, which is one of the costs the evaluation cost calculator prices.

04

Payout frequency

Withdrawals usually run on a schedule (for example every couple of weeks or monthly) rather than on demand, and early payouts are often capped per cycle. The calculator above assumes each cycle is payable; the schedule decides how far apart those cycles actually land.

A 90% split on $3,000 keeps you $2,700

Say your firm pays a 90% split, and scales you to 100% after your very first payout is cleared. Your first $3,000 payout lands while you're still at 90%, so you keep $2,700, with the firm keeping $300.

From your second payout onward you are at 100%, so each of the next five $3,000 payouts pays you the full $3,000. Across all six payouts you have made $18,000 in profit and kept $17,700 of it — an effective split of 98.3%, well above your starting 90% because five of the six payouts land at the full rate.

Scaling like that is real policy, not a device for the example. The5ers starts a funded trader at 80% and reaches 100%, FTMO's 2-Step starts at 80% and reaches 90% through the Scaling Plan or the Premium Programme, and Earn2Trade starts at 50% and reaches 80%. The rate you start on and the rate in the headline are two different numbers, and only one of them gets advertised.

Run your own numbers above: tick the scaling box, set your milestone, and project as many payouts forward as you want to see the blended number for yourself.

The payout calculator does not know your firm's threshold or refund policy

It splits the profit number you give it. It does not know your firm's actual split, fee refund policy, minimum payout threshold, payout frequency limits, or any consistency rule that shrinks the eligible profit before the split is applied.

Enter your firm's real terms. The four rules above are the ones that most often decide whether the profit is payable at all, and what a year of them comes to is the earnings calculator.

It also assumes every projected cycle earns the same profit, which real trading will not do — treat the multi-payout projection as a way to see the scaling mechanic, not a forecast.

Related calculators

The split is the easy part. The rule that most often shrinks the profit before the split is applied is the consistency rule. Projected forward over a year that becomes the earnings calculator, and measured against what the seat cost, the ROI calculator. Everything upstream of a payout: the challenge calculator and the drawdown calculator.

01

Prop Firm Challenge Calculator

Monte Carlo simulation of your real odds of passing, respecting drawdown, daily loss and the time limit. Not just profit factor.

 02

Prop Firm Variance Calculator

Same edge, 1,000 accounts. See how many pass, how many breach on a bad streak first, and how deep the drawdown gets in between.

 03

Trading Expectancy Calculator

Do you have an edge? Turns your win rate and average win/loss into expected value per trade, in R and dollars.

Common prop firm payout questions

What is a profit split in prop trading?
It is the percentage of the profit you generate on a funded account that you actually get to keep. If your split is 90%, a $1,000 month pays you $900, and the firm keeps $100 for the capital and risk it is providing.
What is a typical profit split?
Futures firms tend to start around 80–100%, and several raise it further after a milestone. CFD firms more often sit around 80–90%. The exact figure is set by each firm’s agreement, not a fixed industry number, so always check the firm’s own payout terms. Read how the threshold is measured, too: Earn2Trade, for example, sets the split by the size of each individual withdrawal rather than your total profit, so a request below the tier threshold pays 50% and one above it pays 80% — the same profit, withdrawn differently, is worth different money.
Do profit splits change over time?
At several firms, yes. Some raise your split after a set number of payouts, others after your lifetime payouts cross a dollar threshold. This calculator models both: tick “this firm scales my split” and choose which kind of milestone applies.
Does the profit split apply to the whole account, or just the profit?
Only the profit. Your original account balance, and any of your own capital you may have put down for the challenge fee, are not split — the split percentage applies purely to the trading profit generated on the funded account.
What is the consistency rule for prop firm payouts?
It stops any single trading day from making up too large a share of your total profit — commonly around 20% to 50%, depending on the firm. If one day is over the limit when you request a payout, the firm can hold the withdrawal until you trade more and bring that day back within the threshold. It rewards steady trading over a single lucky day, and it is the payout rule that most often surprises traders.
How long before you can withdraw from a prop firm?
Two things gate it: a minimum number of active trading days (often around 5 to 10) and the firm’s payout schedule, which is usually every couple of weeks or monthly rather than on demand. So even after you hit the profit target, the first withdrawal typically comes days to weeks later, not instantly. Always check your specific firm’s payout terms.