Prop firm evaluation cost calculator

Prop firm evaluation cost calculator that totals what getting funded really costs: the resets your own pass rate implies, the activation fee, and every month you hold the account before you pass. Enter the firm's fees and your pass rate, or load the preset for FTMO, Topstep, Earn2Trade or The5ers. Free, no signup.

  • free
  • no signup
  • runs in your browser

Firm rules and pricing as last checked September 2026 — always confirm against your own account before you trade.

Getting through the evaluation
After you pass

Fees change constantly — read them off the live checkout, not a listicle.

All-in cost to funded
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Whether that cost is worth payingProp firm ROI calculator →

Attempts needed
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Spent on fees
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Activation
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Recurring charges
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Profit needed just to break even
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The prop firm evaluation cost calculator prices every attempt, not just the first

Nobody buys exactly one evaluation. If you pass three attempts in ten, the average trader needs about 3.3 of them, so the real fee spend is the first purchase plus 2.3 resets. That alone usually doubles the number you compared firms on.

So a cheap challenge with a hard rule set can cost more than an expensive one you pass first time. Cost per funded account is the only comparison that means anything, and the pass rate behind it comes from the prop firm challenge calculator, not from the firm's marketing.

A no-activation-fee prop firm has usually moved the fee, not removed it

The badge is the loudest thing on a futures firm’s pricing page and the least informative. The same offer commonly arrives with a higher monthly account fee, a higher upfront purchase price, a restriction to the smallest account sizes, or an expiry date it does not advertise.

Put both firms through this calculator with the monthly fee and the months you expect to hold the account filled in. A fee removed from the checkout and added to every month is not a discount if you hold the account for a quarter.

Billing model is the thing to check first, and the firm comparison lists it: FTMO and The5ers charge once, while Topstep and Earn2Trade bill every month until you pass.

Your profit split multiplies the evaluation cost you have to earn back

You do not repay your costs out of profit — you repay them out of your share of profit. At a 90% split, $600 of costs needs about $667 earned in the account; at 50% it needs $1,200. The split multiplies everything you spent getting there, which is the reason a cheap evaluation attached to a poor split is often the expensive route.

Those rates are not hypothetical. Earn2Trade starts a funded trader at 50% and scales to 80%, while The5ers starts at 80%. On the same $600 of costs that is $1,200 of account profit to break even at one firm against $750 at the other — before either has paid you a dollar.

The payout calculator shows what a given split keeps, and the ROI calculator weighs the whole bet against the fee.

Fees on this page are yours to enter for a reason: futures firms re-price and re-promote constantly, and a figure copied from a listicle is usually a launch price. Read them off the live checkout.

Related calculators

Cost is only half the question — the other half is how likely the attempt is, which is the prop firm challenge calculator, and what a pass returns, which is the ROI calculator. If the answer looks marginal, the levers are risk per trade and the floor you are trading against: the drawdown calculator. What you keep at the end: payout.

01

Prop Firm Challenge Calculator

Monte Carlo simulation of your real odds of passing, respecting drawdown, daily loss and the time limit. Not just profit factor.

 02

Prop Firm Variance Calculator

Same edge, 1,000 accounts. See how many pass, how many breach on a bad streak first, and how deep the drawdown gets in between.

 03

Trading Expectancy Calculator

Do you have an edge? Turns your win rate and average win/loss into expected value per trade, in R and dollars.

Common evaluation cost questions

How much does it really cost to get a funded prop firm account?
Multiply, do not add. If you pass three in ten attempts, the average trader pays for about 3.3 evaluations before one sticks, so a $165 challenge with $99 resets costs around $393 in fees alone — before any activation fee or monthly charge. The advertised price is the cost of the attempt, not the cost of getting funded.
Does a “no activation fee” prop firm actually cost less?
Usually the fee has been moved rather than removed. Some firms drop the activation fee and raise the monthly account fee; others bake it into a higher upfront purchase price, restrict the offer to their smallest accounts, or run it as a temporary sale. Put both versions through the calculator with the monthly fee filled in and the badge stops mattering.
What pass rate should I use?
Your own, not the firm’s marketing. Run the prop firm challenge calculator with your win rate, average win and loss, and the firm’s real drawdown and daily loss limits — it simulates 5,000 accounts and returns the share that pass. A rate you guessed is the one input that can make this whole calculation wrong.
Why does the break-even profit look so high?
Because you only keep your share. At a 90% split, covering $600 of costs takes about $667 of profit in the account; at 50% it takes $1,200. The split is the multiplier on everything you spent getting there, which is why a cheap challenge at a poor split is often the expensive option.